It stops with us
If you want to apply for a new job, you may have to undergo a background check before an employer will hire you, which may include a look at your credit history. Fortunately, federal law grants you rights when it comes to an employer’s use of your credit report,...
There are several ways a business might use unfair or deceptive practices. The Federal Trade Commission (FTC) defines unfair acts or practices as something that causes substantial injury to the customer without providing a sufficient benefit to outweigh the harm. The...
As a consumer, you likely want to know what information is on your credit report. You probably also want this information to be fair, accurate and private. The Fair Credit Reporting Act is legislation that requires credit bureaus and other companies that collect...
Receiving a call from a debt collector can feel stressful, humiliating and frightening. Debt collectors can add stress to an already stressful financial time. According to Consumer Finance, many people do not know their rights when dealing with debt collectors. Did...
As of November 30, 2021, debt collection agents have the right to contact debtors through social media accounts. According to the Consumer Finance Protection Bureau, bill collectors must, however, follow certain rules under the Fair Debt Collections Practices Act. If...
